The Top 3 Instant Loan Guide Apps

Last Updated: January 25, 2023By

Some instant loan apps also offer credit cards. The credit card can be a good option for a short-term cash shortage. Once you have established a relationship with the lender, you can pay off your debt in convenient instalments.

The best Instant Loan Guide apps are easy to use. They will help you get your finances back on track without the hassle of visiting a traditional bank. In addition, you will not have to wait in long queues or go through cumbersome documentation.

Instant loan apps are useful if you are looking for a quick, inexpensive way to finance your travel purchases. Moreover, you can get the loan amount transferred to your bank account.

Spot Me

There are a number of instant loan apps on the market today. They are designed to help people get an emergency loan from their pay check. While they can be useful, you should do your research before signing up for any of them. Some are free, while others charge a fee. You may also be able to borrow against your future earnings. These apps can be a real lifesaver in a pinch, but they come with a price.

When choosing an instant loan app, it is important to be aware of the fees and other perks that the company offers. Most companies charge monthly or yearly subscription fees, while others will ask you to tip them. A few will provide no-interest loans, while others will charge a high interest rate.

The Spot Me instant loan is a great way to get cash in your pocket fast. The app will verify your bank account and direct deposit information. However, you need to have at least $200 in qualifying direct deposits to qualify. Once you’ve completed the application process, you’ll be able to choose the amount you want.

Cleo is one of the most fun personal finance apps on the market. You can receive cash advances up to $70, and the best part is that there is no credit checks required. If you sign up for a monthly subscription, you’ll also be eligible for free financial advice and access to other financial experts.

Float me is another good choice. This service helps you set aside money every payday, without worrying about overdraft fees. It connects to your bank account and makes automatic deductions from your pay check. You will be notified if your balance is low, and you’ll be able to repay the loan on your next payday.


Cleo is a money app that lets you know when you are spending too much, or how you can save more. It also allows you to borrow a little cash whenever you need it. However, you will need to set up an account with a bank.

Using Cleo is a fun way to keep track of your finances. You can choose from different savings goals and targets each month. Cleo is a free app that can help you get a jump on saving and spending. There is a monthly membership fee for a few of the features. The $5.99 monthly fee might not be worth it if you only need a small cash advance.

Instant Loan Guide In order to use the cash advance feature, you must link your bank account with Cleo. The funds will then be deposited in your Cleo Wallet. Generally, they take three to four business days to arrive in your account. If you need funds more quickly, you can pay a $3.99 express fee to expedite your funds within seven minutes.

Cleo doesn’t report unpaid loans to credit bureaus. Instead, it gives you an option to repay the advance within 14 days. Despite the simplicity of the process, some users say that it can take a few weeks to actually pay back the cash.

When you need to borrow money, you can request up to $100 from the app. However, you will need to provide repayment authorization. This means you’ll need to be at least 16 years old. Most of the cash advance apps have age requirements.

Cleo has a poor rating on Trust Pilot. Some customers complain that they can’t access the funds in their Cleo Wallet. They also say there are errors with debit card balances.


Albert is a financial management app that analyses your budget and helps you allocate funds for savings and spending. This free app is easy to use and has a few interesting features.

It is available for both Android and Apple users. The app has tutorials and how-toss. There is also an online knowledge library. In addition to its usual banking and budgeting tools, the app offers several security features.

Albert’s Genius Team can provide you with honest advice about your finances. They can give you answers to questions like how to save money, pay off debt, or invest for retirement. These experts are also on hand seven days a week.

In addition to the mobile app, you can also access your account on desktop. You can sign up for a free, 30-day risk-free trial.

The app boasts about 5 million downloads. As of the writing of this article, it placed 22nd in the Finance category in the App Store.

Some of the perks of this app include the ability to receive up to three cash advances in a pay period, as well as the option to transfer your debit card to another bank. The Albert Cash Advances are auto-deducted from your next pay check, so you won’t have to worry about missing a payment.

You can request up to a $250 advance. Although the app isn’t quite as quick as payday loans, the money should show up in your bank account in less than a week. However, it may take as long as 10 minutes for the money to actually show up.

If you’re in a tight spot, instant may be your best bet. It’s the most cost-effective way to deal with overdraft fees.

Money Tap

Money Tap Instant Loan Guide App Made Simple is a handy tool for anyone looking to borrow money. Whether you need to pay for medical emergencies, wedding expenses or tuition fees, an instant loan app can help you get the cash you need.

Unlike other personal loans with fixed tenure, Money Tap offers a loan for a flexible period of time. You can choose a loan amount, repayment cycle, and credit line. To apply for a loan, you must download the Money Tap mobile application and fill up a form. The Money Tap Chabot will guide you through the process. It asks you to provide your details, such as your email address, PAN number, and other basic information.

Once you are approved, you can access your line of credit. The minimum credit limit is 3,000 and the maximum is 5 lakh. A nominal processing fee plus GST is charged on the amount used. Compared to traditional personal loans, Money Tap offers an unsecured loan with flexible EMIs.

When you make payments, money Tap sends you alerts. This helps you to keep track of the loan. And once you repay the debt, you can use your credit line again.

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